Asset Finance

We believe it is vital for businesses to protect their cash resources and when purchasing equipment, machinery or vehicles, they should utilise asset finance.

This will align the payments with the usage of the asset and allow important cash balances to be maintained as a reserve for the future.

We have extensive links to asset funders on various terms including hire purchase and leasing at competitive rates.

In the current climate, we can also arrange to release funds from existing assets held, by re-financing via our asset funders.

In some businesses, we can also arrange to fund stock through stock finance products with selected providers.

The key is not to tie up your precious cash balances in longer term illiquid and depreciating assets. This will provide flexibility and funds for working capital to finance growth as well as a cushion if required in uncertain times.

Development Finance

Despite the High Street banks reluctance to lend in this sector, our partner firm IDS Finance are pleased that we can provide residential property finance to property developers & investors of all sizes. Each development loan is tailored to your specific needs and requirements and as such each one is looked upon in its own merit. An outline of what terms we can offer are as follows:

  • Up to 60% GDV
  • Minimum advance £100k
  • Terms up to 18 months
  • Up to 70% against land
  • Up to 100% of build costs

We can arrange a funding facility from a single self build project to multiple unit developments of flats, houses & commercial property.

In order to give you a quick response to your enquiry the under noted information would be helpful for us :

  • Proposed site layout
  • Planning permission
  • Cost analysis /breakdown
  • Cash flow projections
  • Sales agent’s report on end valuation/s
  • CV of person/s involved.

For more information please contact Iain Sim or Gill Groom.

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